AI Is Threatening to Wipe Out Jobs — But Not All Jobs Are Equal

AI Is Threatening to Wipe Out Jobs.

Introduction – The Silent Restructuring of the Financial Industry

Artificial Intelligence is no longer just hype. It’s here, reshaping roles across the finance world — from global investment banks to boutique family offices (家族辦公室).

Goldman Sachs, for example, now uses AI to draft up to 95% of IPO documentation. Large language models (LLMs) are being deployed to handle KYC compliance, prepare pitchbooks, summarize markets, and answer client queries — work that once took junior analysts days to complete.

This marks the beginning of a silent but seismic shift in how finance operates.

Which Roles Are Most at Risk?

The initial wave of automation is affecting early-career roles and middle-office operations, particularly those with high repetition and low decision complexity.

Common Roles at Risk

• Junior Analysts: Automatable modeling, data pulling, and report writing

• KYC & Compliance Staff: Automated document screening and risk scoring

• Pitchbook & Report Preparers: AI can generate templates, charts, and summaries in seconds

• Operations & Reconciliation Teams: AI handles large data sets with higher accuracy and speed

AI doesn’t get tired. It doesn’t make mistakes due to burnout. And it doesn’t need onboarding.

The Survivors – Professionals Who Know How to Use AI

Despite the threat, the professionals who adapt will not only survive — they’ll thrive.

As one MarketWatch source puts it:

"The ones who survive aren’t the strongest coders. They’re the ones who know how to direct AI."

Success in the AI era doesn’t require becoming an engineer. It means understanding how to:

• Ask the right questions

• Assign tasks to AI agents

• Validate outputs efficiently

• Focus human effort where it adds the most value

  
  

This shift turns AI into a teammate — not a threat — for those who embrace it.

Human + AI – The Rise of Agentic Intelligence in Finance

We’re entering a new era: agentic intelligence, where humans and AI work together in complementary roles.

Instead of replacing financial professionals, agentic AI enables them to:

• Automate repetitive processes like report generation and data cleaning

• Use AI copilots to support decision-making and provide real-time insights

• Operate client-facing chatbots that communicate over WhatsApp, email, or web

• Integrate AI directly into workflows and dashboards, minimizing context switching

  
  

This isn’t science fiction. This is the Turoid vision — where AI works for you, not instead of you.

Conclusion – Adaptation Is the New Differentiator

The real question in 2025 isn’t "Will AI replace jobs?"It’s: "Which professionals know how to use AI to deliver 10x output?"

Those who treat AI as a threat may fall behind. But those who train it, integrate it, and command it will lead the next generation of high-performance financial teams.

Ready to Future-Proof Your Financial Operations?

At Turoid, we help asset managers, family offices, and financial advisors build customised agentic AI systems — trained on your data, tailored to your workflow, and deployed securely.

💡 Whether you’re looking to:

• Automate reporting across custodians

• Deploy AI-powered chat experiences

• Transform your back office into a self-operating system

We can help.

📚 Further Reading – You May Also Like:

👉 How Agentic AI Is Disrupting the Future of Work

👉 What Is Agentic AI? The Next Leap Beyond Generative AI

👉 What Is a Family Office? How Wealthy Families Manage, Preserve, and Grow Their Legacy

👉 Agentic AI Is Reshaping Wealth Management for Family Offices